One checking account isn’t enough

27:I[56264,["/_next/static/chunks/3fntmmi971322.js","/_next/static/chunks/1ymt1shyhmu-4.js","/_next/static/chunks/291ciwmgtp_xc.js","/_next/static/chunks/2owa30hnifmhr.js","/_next/static/chunks/2tie5rqwdsi89.js","/_next/static/chunks/2dnipz2c0692b.js","/_next/static/chunks/1mf5iq195c2sn.js","/_next/static/chunks/03wn0-bzh3abk.js","/_next/static/chunks/0_02m0ghanddv.js"],"GuestHistoryRecorder"] 28:I[3004,["/_next/static/chunks/3fntmmi971322.js","/_next/static/chunks/1ymt1shyhmu-4.js","/_next/static/chunks/291ciwmgtp_xc.js","/_next/static/chunks/2owa30hnifmhr.js","/_next/static/chunks/2tie5rqwdsi89.js","/_next/static/chunks/2dnipz2c0692b.js","/_next/static/chunks/1mf5iq195c2sn.js","/_next/static/chunks/03wn0-bzh3abk.js","/_next/static/chunks/0_02m0ghanddv.js"],"EmailPreview"] 2b:I[27201,["/_next/static/chunks/3fntmmi971322.js","/_next/static/chunks/1ymt1shyhmu-4.js","/_next/static/chunks/291ciwmgtp_xc.js","/_next/static/chunks/2owa30hnifmhr.js"],"IconMark"] 29:Ta535, One checking account isn’t enough

Hi there,

One of the hardest parts of running a small business is managing the money—especially when you’re working with a single bank balance.

The money's there. But how much of it is earmarked for taxes, payroll, an invoice that's coming due? Most owners learn to live with that uncertainty. With Relay, you don't have to.

Open multiple accounts and give each one a job: operating expenses, taxes, profit. Money moves between them automatically. When you log in, you see exactly what's available and what's already covered.

No hidden fees. No minimum balance. Minutes to get started.

See how it works

Join over 150,000 self-made business owners already on Relay.

Get started

The Relay Team

Relay Financial Technologies, Inc. © 2026
60 Adelaide East, Suite 700, Toronto, Ontario M5C 3E4, Canada

Replies to this email address are not monitored. If you have questions, please visit our support center.

Relay is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank; Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. The Relay Visa® Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa® cards are accepted. The Relay Visa® Credit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa® cards are accepted.

*Terms and conditions apply to the cash back rewards program. Cash back will be credited to your Relay checking account at the end of your 30-day billing cycle. ATM transactions, the purchase of money orders or cash equivalents made with your Relay Visa® Credit Card are not eligible for cash back. Please refer to the Visa® Signature Rewards Program Terms & Conditions for more details.

¹ For Relay Subscription Plans with an interest-bearing deposit account, the interest rate and Annual Percentage Yield (APY) on your account are accurate as of 5/1/2026 and are variable and subject to change based on the target range of the Federal Funds rate. Fees may reduce earnings.

When you are subscribed to the Starter Plan, the interest rate on your savings accounts is 1.10% with an APY of 1.11%.
When you are subscribed to the Grow Plan, the interest rate on your savings accounts is 1.74% with an APY of 1.75%.
When you are subscribed to the Scale Plan, the interest rate on your savings accounts is 2.96% with an APY of 3.00%.

For any deposit products (checking or savings accounts) or services provided by Thread Bank, Member FDIC (Relay's Sponsor Bank), FDIC insurance is available for funds on deposit through Thread Bank. Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when Thread Bank places them at program banks in its deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions on the sweep program. Pass-through insurance coverage is subject to conditions.

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2a:T344e,See what you’re earning, spending, and saving. Hi there, One of the hardest parts of running a small business is managing the money—especially when you’re working with a single bank balance. The money's there. But how much of it is earmarked for taxes, payroll, an invoice that's coming due? Most owners learn to live with that uncertainty. With Relay, you don't have to. Open multiple accounts and give each one a job: operating expenses, taxes, profit. Money moves between them automatically. When you log in, you see exactly what's available and what's already covered. No hidden fees. No minimum balance. Minutes to get started. See how it works (https://dMf2Nk04.na3.hubspotlinks.com/Ctc/RN+113/dMf2Nk04/VWxxdV393vKNW6jBQyb4zk0LxW4gSXWJ5TnHL3N8kT_Cv3gVybW8wLKSR6lZ3pyW1l0TcF2-xyDCW5Nvdbz64t0yhW4ft3Sz97bCyqW8DC9my6ySb__W4yHdqc90cXxHW6twptR40d2KWVH5RM14LQhM8W1--Mwk6WNJb8W60x18d1V1437W7S5rH89b41LsW6jZgxd4qNSx9W8Fbll58DC1QjMSmMYr8xG36W2KMxXr11Cp_tN3nSy_h4bzR8W8vQmzV2d5Mp5W75g1kz9ls3pgW5klkxv1CKtgxW7hsNWh6wSdp_W8VNpD95hbRP0W1p1L8q1YbT-lW3g0Jh9822y7hW1wf-pv4ksMNRW2Hn3GB53ccNZW3ql-Yw3YXgklW1GvBcv4CwKdXW6WHRBl8M_hhgW4MvjRT47cxVkdNPG3Y04 ) Join over 150,000 self-made business owners already on Relay. Get started (https://dMf2Nk04.na3.hubspotlinks.com/Ctc/RN+113/dMf2Nk04/VWxxdV393vKNW6jBQyb4zk0LxW4gSXWJ5TnHL3N8kT_BC3gVDYW6N1vHY6lZ3p5W6tJWBQ1rVNybW3nqw_K3CG0STW8cjHtF14ZMflVD-5tN8Hr7DxW7dmSXf3G8RhmW1y_Xrw1jSVpSW4z8zk07tpnMNW53R9Yg3sGxsDW7MBL5w1zDDSyW6y6cSk17CqPQV-Tl_-2lh3JYW1XsFvH1tGm47W4CPhyR6qxq2qW804zhr9260r2W1XMV2Q42mp9HN8_6MrhTKTSFW8PvzNt2kXYgbW1HSprV52S0jgW1JwQYD5XbMQ6W9c8jxv3Kd1pMVSnd_v3lQ99SW9c0DDr4bb0WNf36gFJv04 ) The Relay Team YouTube (https://dMf2Nk04.na3.hubspotlinks.com/Ctc/RN+113/dMf2Nk04/VWxxdV393vKNW6jBQyb4zk0LxW4gSXWJ5TnHL3N8kT_Cv3pyd0W8wLKSR6lZ3mgW6hjDRx3LD0j9W4TTBB0720vr_N3slksNGwxpsW5brk9p3Sl5VsVZcFHq3v6GyWW4HHY0n2KGDjkW77lq4r107NRHW7fyctx66NyvfW5pfNS08NW_JmW13drzy6j51MvW76zVdt8YyHCfW8SBsz-8_9yzcW2v-2Gd1V4jh3VhpyyB36mgT_W53KS9K2DmcKtW5h_pd81yTvDZW31kPT28-bf41VHlHGg2XTj6XVsqjvF38LTtzW5p-Yxm3cDbbmW8Bp83w722PV9W3mR5F33s4Vx8W6QDF542cXS-qW1gzDk48g13wfN5yFHysgkYRpVj1PXm7WrkkrW22lg8h2t5sWwW1fWtH08Tf0fRf91zk0x04 ) Instagram (https://dMf2Nk04.na3.hubspotlinks.com/Ctc/RN+113/dMf2Nk04/VWxxdV393vKNW6jBQyb4zk0LxW4gSXWJ5TnHL3N8kT_Cv3pyd0W8wLKSR6lZ3krW2D7MC555dZYVW899sh98-4wkbW5x-MWf96_tLvN13G6mfRRf-bW3x4J8K8J-jMKW8PRMjz5BKwW9W6qk-sB15DgY6VdBJFP1zJb_FV7bq4-7br-g3W8tr98J8D_wFWW49SL8m882g_zW3jcvwD4prpRtW7bxjyk3Pn5JGW5HngpH1PYnCBW3xlZS67KBN31W3gZ7-l7ThKwCVf5LDQ2hfv1rW2xG1CZ7DXmlMW90tSG420BpxnW3zFWjn7DmmkqW7t2l2z69bSkRW6K-rGt3nJdd7W7659Kr7SKMXgW8sp1Dy52sWYzW28Cmrz3Dj9JJW6648Kw2Db_6XW6HHxGH5BzhvlW8s8LjM7NvC5ff5cjVMH04 ) Facebook (https://dMf2Nk04.na3.hubspotlinks.com/Ctc/RN+113/dMf2Nk04/VWxxdV393vKNW6jBQyb4zk0LxW4gSXWJ5TnHL3N8kT_Cv3pyd0W8wLKSR6lZ3nMW2CTFfm5YMcFWW34ptjq1CctRyW4k_8L93ywFCzW1qCj5l4-_v-9W2sjChn7qVhwzV3vCg86YHnb6N248LkdJb2SVW1MHMNQ7NR8frW3S9kTR6yCdTdW2wSkGz866ZXDW8Xgl276VF67DW8lG6WW73BC0JW6_TDWh4879rfW2wH6Q34RpRvsW3dMDp-3mrRxVN3NF9PV6dNMLW5VVWkQ7S2CyGW81p9Cn5Mdh44N42TBndvt9myW3vBxJp1tJlNcW6MyrrY7k9j89W7s2m0G33VWd-N54nfXWlxJjTVS0GG43zwSV6W7q7xLr3s5scRW5pkv5s4hmG7TW7jr59S7rg2JzW1X5jnK5hk1Qjf6jVKzR04 ) LinkedIn (https://dMf2Nk04.na3.hubspotlinks.com/Ctc/RN+113/dMf2Nk04/VWxxdV393vKNW6jBQyb4zk0LxW4gSXWJ5TnHL3N8kT_CP3pyd0W95jsWP6lZ3nPW7QpCNK3Q_9nxVDd3Xl1wl_RgW950Gpl53TwsYW5pwSPz7_-mSNW2pDGs57wNKWYN5rq-tDLyynWW7tcpVz6mBmWCW6G1KSS1CqqVZW1bvN5X4dKx_kW6prDqQ44xc--W18TP1v8TTKmLW6msxJ13d3lFJMX-nXhSmcg2N61yzcSS7bHMV4nr0c34XgjFW5dFPZ_3RQF8qW4FZvX5311fhnW45sDMM6ByY3VW4jmd-G1P54tjN3D66L73VRtmW83XTYJ3dJbVPW8jBpR_5Mn7LwV31j-F7tGbmjW20hy2w2J2cvSVhzdWD4SKCKPW1vrNpr485jvbW1BNhPr2dLQzsW8nmrBj3_wvyhW40f1Wm4jDpbMW6Jb-n06PrNdFf7ZtcY004 ) X (https://dMf2Nk04.na3.hubspotlinks.com/Ctc/RN+113/dMf2Nk04/VWxxdV393vKNW6jBQyb4zk0LxW4gSXWJ5TnHL3N8kT_Cb3pyd0W7Y8-PT6lZ3l3W28QC7y4BPrvpN3_V0PHh2WnlW8m8b0l36TT_1W2Vnngf5kdC9kW5XlV_h7X4-lWW4ZPQsp2RzJkbW1RhC252ndf5jW9351Nn3vq84WVV5_b35fQrJsW1c2G3p55mkCbN4ZYKSHbNpd4N71Qb3hYvCJhN8ndSxRzdtSCW2SxJw78JRM98VndrjM4TykqpW38BLt-7QB2yyW8t-RQq96r5RZW2t8n0-2BW1XkW4MxFCV1gwfS3N1N5Tv090dH7W4ZK2Gf6b3PgKW79QPsb4Qsc_tN3Jb35Wj8dgrW6QbrCJ6pbPGDW76nYK857XDwgW7KC7fQ2dFY5pf5F4Lzj04 ) Relay (https://dMf2Nk04.na3.hubspotlinks.com/Ctc/RN+113/dMf2Nk04/VWxxdV393vKNW6jBQyb4zk0LxW4gSXWJ5TnHL3N8kT_Cb3pyd0W7Y8-PT6lZ3n7N4bD7XQKRZbyW53n0T73CL-ZDW85BRlG6DC4k2VsGn4W8cJtKCW7SRTCK3_KsL3W6py8H-2vr8_qW5Dmrxb7JYkL9W5NQnTL3wn2qxW7jC4FP3XXjLbN2q55GpXQhBRW3WnBQK6jxfdJW6znkmK8PMTgNW1Qxt241hJz2_W4MT0Q71_6r4nW8NRyyS4Dv2zRW3KQ_cH8tWs_HVhtj8S6Pxj94W1BMm688kyMqKW1tph7W1MhXFTW4Ld6QR7kzQXTW31MHtb8mxk72W7hrjH73h3d43N2pLNqzXxCQ4W10BM-y4jYnGtW5yr06-5n9-qvW62yq_x736-_jdmd0SY04 ) Relay Financial Technologies, Inc. © 2026 60 Adelaide East, Suite 700, Toronto, Ontario M5C 3E4, Canada Download on the App Store (https://dMf2Nk04.na3.hubspotlinks.com/Ctc/RN+113/dMf2Nk04/VWxxdV393vKNW6jBQyb4zk0LxW4gSXWJ5TnHL3N8kT_zK5n4LbW50kH_H6lZ3pHN3bYP7YNrH4JW8HZNgS1Gj35mW848c_y1Qlk4mW3JqswS2y7lJBW5r24Gp6h3cc4W2lJtDv1XZZWwW86nrmt4NwB6YW4W67H05BVfndW23ZtCt37y1XHW5DYNJw4WbssMW2S9Th_50TVZyW4rVs857_WGmcW6FTczQ3zcx9fW8m1n4l3ZgL-dW6ptKL466xBxvW4v-j1155P72YV4pSdz5SPQ3lW8zMGpB5FHNDfW1DbNGD7gc_6vW8mwd6v6_nWGsW3kRH6X5sp_LmW8JZjN23g3xVZW8rFD0S3nP-BdW43_7Xk6dC2RKN94Zkq3jlQmVN7hfgv6Qj7gzW1TpxYQ7-37XXW1XXSnT9ldLmKW4GN8Dw4tHtKFVhXS_y6sbJM4W7jX9pT3ZRLFZW5k7Fj234l3jSf6DsTtY04 ) Get it on Google Play (https://dMf2Nk04.na3.hubspotlinks.com/Ctc/RN+113/dMf2Nk04/VWxxdV393vKNW6jBQyb4zk0LxW4gSXWJ5TnHL3N8kT_zK5n4LbW50kH_H6lZ3lMMw43FLQkW_dN8fnXLD-_RP6W65xZHC8XjmYhW3N3r2_7Ry1MXW1cTtsl4F2G2QN6YPWJV7Wmx6W8Ytzqz5Q1cJWW9k__xt3jh2SJW199wBx2bX_4dW99yQd9139DPdW6252cx2XKBt_W8jNKFd7_0X1dW8wvsMz1y-g2xW4Bw-N32RzmnjW562GQ267dZ_lW7hRsDn3ydV7MV4R2032V1w8_W5TbZMR7LLdVcW5-W8mk3zKz7vW8MdrtQ9b5ZXDW8SQ5kY7RzKqtW7jMWFk5cmRSpW2xtNjX7YqmJSVx68Tv1lN8TsN2TNX0zwH-QTW27SCML2XpN5qW6LTK0h475_9KN7gsZ97TdPqKW1QtCgn6YHmJcW23gm1M7ZcMZ0W8Yyfc96Qz618W7Q24JD2QmVXHf1LrTDv04 ) Replies to this email address are not monitored. If you have questions, please visit our support center (https://dMf2Nk04.na3.hubspotlinks.com/Ctc/RN+113/dMf2Nk04/VWxxdV393vKNW6jBQyb4zk0LxW4gSXWJ5TnHL3N8kT_Cv3pyd0W8wLKSR6lZ3pDW8hwzMP30hBWjN3-1JxrRYp9TW2ddSgq1qHXZGVHPyj23k7j1NW19wFJs5Ff9GfW42VzDb2H4PKPW97k00q8qV3RCW41s-Qm4Vdm1pW95GZSN5K3SflN1W_YDXm_5zPW20wQp-2D2GHDVzk4bw4Qqx1bW3m3-Fb99X-QYN2cBKphc-HGfW4ZMy632XdmslW8B8Hsx8j2Ys-W3MzWqD1v809qW4HTrqS92n1JLW4-6HW14fpjpKW3SzhLd77PdgfW6N3Jrs3l3WPHW7JMr1p9jg_rGW4qyt3N3Lj7l-W7jLM9c4GN7cmMXF8vp9ZVVcW21C9BJ8SQZ3BW8bWw_g1_MxHqV-Y8kW7GVvKNf4Rkg3g04 ) . Relay is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank; Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. The Relay Visa® Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa® cards are accepted. The Relay Visa® Credit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa® cards are accepted. *Terms and conditions apply to the cash back rewards program. Cash back will be credited to your Relay checking account at the end of your 30-day billing cycle. ATM transactions, the purchase of money orders or cash equivalents made with your Relay Visa® Credit Card are not eligible for cash back. Please refer to the Visa® Signature Rewards Program Terms & Conditions (https://dMf2Nk04.na3.hubspotlinks.com/Ctc/RN+113/dMf2Nk04/VWxxdV393vKNW6jBQyb4zk0LxW4gSXWJ5TnHL3N8kT_CP3pyd0W95jsWP6lZ3mmW12k5F56Z87-bVYm7n-2lLxMDN71m4XFrFKGKVmM5-98tVNttW46gRZx57WG1vW3l8qzl5f3-bqW3n0mQM7ws0v5V1_n3s7ntsxYW2lS7Cg3Wdx5gW1x2CVS2v-hCjW1-VBCS10X83hW4CN1Gj3qb27XW1J6Xm751C0gtN7CSY9j2b_sKW3LN6M42RYfVRW26Kgyr7TB3sdW4rQQF13grv11VPC_c290Kd02VJj77g1xLYJLW8lWx1_28tYccW3j0cg85m674bW4T2Dsj69Mx26N3bCYxkPrcsNW2HTsCw5FgFcqW7SFSXL1FrbFvN6PmQJzqHdsFN1bft6nw5FvpVNjJLj7mN5l8W8n-BP715L1Z7Vc4qrj334n2bf5YPmBv04 ) for more details. 1 For Relay Subscription Plans with an interest-bearing deposit account, the interest rate and Annual Percentage Yield (APY) on your account are accurate as of 5/1/2026 and are variable and subject to change based on the target range of the Federal Funds rate. Fees may reduce earnings. - When you are subscribed to the Starter Plan, the interest rate on your savings accounts is 1.10% with an APY of 1.11%. - When you are subscribed to the Grow Plan, the interest rate on your savings accounts is 1.74% with an APY of 1.75%. - When you are subscribed to the Scale Plan, the interest rate on your savings accounts is 2.96% with an APY of 3.00%. For any deposit products (checking or savings accounts) or services provided by Thread Bank, Member FDIC (Relay's Sponsor Bank), FDIC insurance is available for funds on deposit through Thread Bank. Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when Thread Bank places them at program banks in its deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://dMf2Nk04.na3.hubspotlinks.com/Ctc/RN+113/dMf2Nk04/VWxxdV393vKNW6jBQyb4zk0LxW4gSXWJ5TnHL3N8kT_Cv3pyd0W8wLKSR6lZ3mRW3rnQ761833LCW6pwW7Z1LC04VW2B5bNc3DyqtvW6VtqZn50w4CYW1XZsPg6b2q-tW38WvJ48knwqWN5j6b__Gkw_TW7Ghgn_4726vmW8QJW8310QcKYW72QNFD6gy1ttW66CLcY5jyfrQW6mC3fH11YGplVVzmjD8bR0kfW3y5f3H2FCp33W3zmhHb3MkRBsVXCqJr7DKqDHW6Q1lDk6rzVpWW1k7VQt2SJfRxW1hP0cZ3Q5w6kW2JJY5R40NNCDN3v-tlBwCzk6N3V2wDHfthLMW935y771vbzLyW8Bxgjc7LWD1cW4p2L6421K6_RW3TMtsq4Hm5dvW42gdVd5fxhkgW8JcpLB5P-k8Rf9lcgJY04 (https://dMf2Nk04.na3.hubspotlinks.com/Ctc/RN+113/dMf2Nk04/VWxxdV393vKNW6jBQyb4zk0LxW4gSXWJ5TnHL3N8kT_Cv3pyd0W8wLKSR6lZ3mRW3rnQ761833LCW6pwW7Z1LC04VW2B5bNc3DyqtvW6VtqZn50w4CYW1XZsPg6b2q-tW38WvJ48knwqWN5j6b__Gkw_TW7Ghgn_4726vmW8QJW8310QcKYW72QNFD6gy1ttW66CLcY5jyfrQW6mC3fH11YGplVVzmjD8bR0kfW3y5f3H2FCp33W3zmhHb3MkRBsVXCqJr7DKqDHW6Q1lDk6rzVpWW1k7VQt2SJfRxW1hP0cZ3Q5w6kW2JJY5R40NNCDN3v-tlBwCzk6N3V2wDHfthLMW935y771vbzLyW8Bxgjc7LWD1cW4p2L6421K6_RW3TMtsq4Hm5dvW42gdVd5fxhkgW8JcpLB5P-k8Rf9lcgJY04 ) and a list of program banks at https://dMf2Nk04.na3.hubspotlinks.com/Ctc/RN+113/dMf2Nk04/VWxxdV393vKNW6jBQyb4zk0LxW4gSXWJ5TnHL3N8kT_Cv3pyd0W8wLKSR6lZ3nHW8sS98s75Y3B_W9gd3FT8gm4nTW1CPQ1h18xb8qW1c3JCm4jMkpRW1JrlW46JV6z2W88cmMS8ysxN6MrvFq9bhRgcW55N1gn1_HdRbW2DZHQ137NHl2W11ntzT6GjjyyW35L22N72pP-5W1_64vN8JR2mLVRYY-K4_RL8TW4cj6pc69RM7sW7P2Fgb1rckZhW2H6HZC5mKnYVW5cl6VL5XqY6ZW3xtn173CPHc2VF37s18s5QjQW1KJJTx80-9mrW4k_9W86CYQBRW57Zb706cykP4W8JdJ6h36CY0WW2_CWBl83kJZSW8pdVxD27LMNDN8psZLwNqG5CW3dpk9p2JGgrnW498NMr1byHnXf5XMvKH04 (https://dMf2Nk04.na3.hubspotlinks.com/Ctc/RN+113/dMf2Nk04/VWxxdV393vKNW6jBQyb4zk0LxW4gSXWJ5TnHL3N8kT_Cv3pyd0W8wLKSR6lZ3nHW8sS98s75Y3B_W9gd3FT8gm4nTW1CPQ1h18xb8qW1c3JCm4jMkpRW1JrlW46JV6z2W88cmMS8ysxN6MrvFq9bhRgcW55N1gn1_HdRbW2DZHQ137NHl2W11ntzT6GjjyyW35L22N72pP-5W1_64vN8JR2mLVRYY-K4_RL8TW4cj6pc69RM7sW7P2Fgb1rckZhW2H6HZC5mKnYVW5cl6VL5XqY6ZW3xtn173CPHc2VF37s18s5QjQW1KJJTx80-9mrW4k_9W86CYQBRW57Zb706cykP4W8JdJ6h36CY0WW2_CWBl83kJZSW8pdVxD27LMNDN8psZLwNqG5CW3dpk9p2JGgrnW498NMr1byHnXf5XMvKH04 ) . Please contact customerservice@thread.bank (mailto:customerservice@thread.bank) with questions on the sweep program. Pass-through insurance coverage is subject to conditions. Unsubscribe (https://hs-342177335.s.hubspotemail-na3.net/hs/preferences-center/en/single?data=W2nWCLq2qFLqKW3X-Mv94cy1-4W3_-Q0S3H5_wSW1LfG302Pp1knW4tmhqs3SNCmhW3bdY-13bBG5cW3gcFDR3F00g4W3Xv61x1Lnm--W2Ptx2J1W_R95W1LdXtg1_bDZkW4hyx1D2t3K90W2zHlnQ219zCVW4fj1F63NP0qpW3gq4Hs36q3d4W4kKVxh2sR1vVW3_N7WT3QTnGnW4ry_-j2MmWRJW3g5Pp11Z7tmZW2PFk5725dV3xW3Vzw8x38v1PrW2FD2Nl2PCzWgW38xvQ043B_4ZW3P2W2N4t8yyBW2MqtLB1BGJg_W4hs_Zd3W39h_W3DXw8S1ShzP9W2nYJ0R3NGj5JW2WzQ9q3BYTStW3H8CCg43BzrTW2PQnQV45pQlbW49Kv7M30H0CqW3jmkfh2FJbxYW2Yqhp81Qmxd2W1L7WF33DTWh7W3dsk7m2PhCsdW3JVMD62nVRSGW2PCCpc4ttFzXW43zgXR2qRjqCW43QCsz2zK0ywW1VqpCt3SXTwrW1W-8V434wdCCW2WPRc53LY0-hW1LzpRm2PvLKKW1_5bcp4tl44wW4mGpxZ3P0pjwW1Nkgnb2CwsNrW24-l2B3yZ2x0W2KwBYK32gBf5W2zWp4x4t4PSqW2WNzxw49xYQ8W2386j23DXWZWW2KWsKL23qcrSW47NCrh2PQvp-W1Q9X5V3BM6WTW3F9FPS4rFXDvW365q4d3ST3ZGW30sk1R3dvQR5W43TDp73b9C1zW3zdvDr3zjDJc0&_hsenc=p2ANqtz-8YtCDql50RtlWtc4_27FCCWRwdaXwQS646FAo7hR2dhFxo6W98NfkVqsf30nqhFaq2M7eXnGaGPjEWO7UEhr82N1OosA&_hsmi=30059498 ) | Manage preferences (https://hs-342177335.s.hubspotemail-na3.net/hs/preferences-center/en/page?data=W2nWCLq2qFLqKW3X-Mv94cy1-4W3_-Q0S3H5_wSW1LfG302Pp1knW4tmhqs3SNCmhW3bdY-13bBG5cW3gcFDR3F00g4W3Xv61x1Lnm--W2Ptx2J1W_R95W1LdXtg1_bDZkW4hyx1D2t3K90W2zHlnQ219zCVW4fj1F63NP0qpW3gq4Hs36q3d4W4kKVxh2sR1vVW3_N7WT3QTnGnW4ry_-j2MmWRJW3g5Pp11Z7tmZW2PFk5725dV3xW3Vzw8x38v1PrW2FD2Nl2PCzWgW38xvQ043B_4ZW3P2W2N4t8yyBW2MqtLB1BGJg_W4hs_Zd3W39h_W3DXw8S1ShzP9W2nYJ0R3NGj5JW2WzQ9q3BYTStW3H8CCg43BzrTW2PQnQV45pQlbW49Kv7M30H0CqW3jmkfh2FJbxYW2Yqhp81Qmxd2W1L7WF33DTWh7W3dsk7m2PhCsdW3JVMD62nVRSGW2PCCpc4ttFzXW43zgXR2qRjqCW43QCsz2zK0ywW1VqpCt3SXTwrW1W-8V434wdCCW2WPRc53LY0-hW1LzpRm2PvLKKW1_5bcp4tl44wW4mGpxZ3P0pjwW1Nkgnb2CwsNrW24-l2B3yZ2x0W2KwBYK32gBf5W2zWp4x4t4PSqW2WNzxw49xYQ8W2386j23DXWZWW2KWsKL23qcrSW47NCrh2PQvp-W1Q9X5V3BM6WTW3F9FPS4rFXDvW365q4d3ST3ZGW30sk1R3dvQR5W43TDp73b9C1zW3zdvDr3zjDJc0&_hsenc=p2ANqtz-8YtCDql50RtlWtc4_27FCCWRwdaXwQS646FAo7hR2dhFxo6W98NfkVqsf30nqhFaq2M7eXnGaGPjEWO7UEhr82N1OosA&_hsmi=30059498 ) 1f:["$","article",null,{"className":"min-w-0 flex-1 overflow-hidden","aria-label":"One checking account isn’t enough","children":[["$","$L27",null,{"emailId":"a1a6e104-745e-47f5-96f1-1c50006e7b08"}],["$","$L28",null,{"email":{"id":"a1a6e104-745e-47f5-96f1-1c50006e7b08","subject":"One checking account isn’t enough","previewText":"See what you’re earning, spending, and saving.\n\nHi there,\n\nOne of the hardest parts of running a small business is managing the money—especially when you’re working with a single bank balance.\n\nThe money's there. But how much of it is earmarked for taxes, payroll, an invoice that's coming due? 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